Top 10 Investments In Nigeria That Will Give You Monthly Returns

“This blog post is about the Top Ten Investments in Nigeria, a financial article that will teach you how to make wise investments.

The Nigerian stock market has been increasingly volatile and it’s not a good idea to invest your money there without doing your research first.”

Investment Opportunities in Nigeria for Monthly Earnings.Here are Top Ten Investments in Nigeria that you’ll get monthly earnings from.

Some of these investments are quite new and so the returns might not be as high, they also might require a bigger investment than other options, but they have potential for growth which is why I’m including them on this list.:

Investments With Monthly Returns in Nigeria are:

1. Coffee

2. Nigerian Stock Market

3. Cashew Nuts

4. Construction Materials

5. Car Wash Services

6. Real Estate Development and Management.

7. Cocoa Beans

8. Pharmaceuticals

9. Dangote Cement

10.Share Market Trading and Brokerage

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Nigeria’s second largest export, and the country is the world’s third-largest producer of coffee.

Nigeria Stock market: 

Nigeria’s stock market has been growing at about 25% annually, and the Nigerian Stock Exchange is a member of the World Federation of Exchanges.Besides the stock market, there are other investment options in Nigeria that can generate monthly returns.

In this article, we will explore some of these investments and their potential to make you money on a monthly basis.Nigerian stock market is the largest in Africa and it has been growing over the years.

The Nigeria Securities Exchange (NSE) handles all securities traded on its markets, including equities, bonds, money market instruments such as Bills of Exchange or payments on bankers acceptances and foreign currency .

The Nigerian Stock Exchange is the third largest bourse in Africa, with a maret capitalization of N26.22 trillion (US$74 billion) as at December 2017. he NSE was established on November 16th 1990 by Decree No. 20 made under section 12 of the Securities and Investment Act 1988 (now repealed).

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It operates on a continuous basis from Monday to Friday each week, except on the first Saturday of every month.

The Nigerian Stock Exchange is a public share (equity) market and all listings are done through an auction system.

The securities available for trading in this market include equities, bonds and money markets instruments such as bills of exchange or payments on bankers acceptances.

Cashew Nuts:

Cashews are widely used in eastern Africa and Nigeria for cooking as well as making products like cashew butter or cashew milk. Cashews are one of Nigeria’s top five agricultural exports.

Construction Materials:

Construction materials can be a good investment because they’re always needed in developing economies such as Nigeria while demand for these.

Car Wash Services: 

Nigeria has a bustling car wash industry and this is the perfect business to invest in because it’s not dependent on any one economy or customer base.

Real Estate Development and Management:

Nigeria is in the midst of a real estate boom, and this has been going on for about five years.

Cocoa Beans:

Cocoa beans are Nigeria’s second most important agricultural export after oil palm products.


Nigeria produces more than 50% of its pharmaceutical needs, making it an attractive market for investors looking to profit from Africa’s growing middle class by investing in health care services.

Dangote Cement:

Dangote is Africa’s biggest industrial conglomerate and controls more than 60% market share in West Africa.

Share Market Trading and Brokerage:

“A Nigerian’s Guide to Wise Investments.” – The National Bureau of Statistics (NBS) has recorded investment opportunities in Nigeria for monthly earnings from various sectors such as Manufacturing, Construction Materials, Cashew Nuts and the Share Market which is  Nigeria with monthly return.

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Other Investment

Here are some other investment opportunities in Nigeria that will guarantee you monthly returns:

• Residential Property Development (A new property is developed and sold condos)

• Properties Flipping (Buying a residential property and reselling it at higher prices after fixing up  the property)

• Homes and Land Development (Selling of residential homes and land on which the houses are to be built)

• Agricultural Farms for Investment in Nigeria (Investing in a farm with crops such as yam, cassava, cocoa beans, rice etc.)

• Forex Borrowing (Lending money to people for forex trading, or borrowing from banks and lending out the money at higher interest rate)

• Business Ventures Investments in Nigeria (Investment in a business venture such as opening of new businesses or expanding current ones)

• Merchant Banking Investment (Investing in business ventures by lending money to new or existing businesses)

• Oil and Gas (Investment in oil wells, gas pipelines etc.)

• Real Estate Investment Trusts (REITs) (Buying a part of a building that can be used for offices, retail space or apartments) .

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Other Investment

Investing in the Nigerian economy can be lucrative, but it requires some care before you do. There are risks involved with any investment strategy and these should always be considered carefully when deciding what type of investments to make.

Still, there are plenty of opportunities for success if one does their research and knows how to mitigate risk by diversifying investments among  various sectors and industries.


Nigeria has a booming construction industry, which is good news for investors looking to purchase or invest in properties.

There are new buildings going up all over the country as well as plenty of opportunities to buy existing structures (like apartments).

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In addition to being one of Africa’s largest economies, Nigeria’s currency is also one of the continent’s most stable.

This makes it an attractive location for foreign investment and a good place to park your money in times when currencies are volatile.

If you have a high appetite for risk and are looking to diversify your portfolio, Nigeria’s economy is thriving right now. Forest Trading: Nigeria has one of the world’s largest rainforests, with a concentration of valuable timber.


Nigeria is one of the world’s largest producers and exporters of oil. It also has a thriving agricultural industry, from crops to livestock production.


The Nigerian tech sector offers excellent opportunities for growth in a growing and developing market with plenty of potential customers.

There are many budding entrepreneurs looking to make their mark.

Retail and wholesale trade:

This sector has the most promising opportunities for businesses in Nigeria. There are many retail chains, including multinationals like Nike, Apple, Samsung and Sony that have established themselves here.

Real estate:

Like other developing countries, Nigeria has been experiencing rapid urbanization. As a result, there is an influx of foreign investors looking to buy property in the densely populated cities like Lagos and Abuja.


With its beautiful beaches and fascinating culture, Nigerian tourism offers opportunities for travel agencies or hotels that want to tap into this market while it’s still in its infancy.


Nigeria is one of Africa’s largest manufacturing hubs with plenty of growth potential. This sector is growing rapidly, with Nigerian manufacturers exporting to other African countries and Europe.

And while productivity may be low in some industries like textiles, the manufacturing hubs of Lagos have plenty of growth potential.